Primary Residence Change

Whether you want to downsize, upgrade, relocate to be closer to family or a new job—or you simply want a change that optimizes your cash flow and lifestyle—it can be difficult to let go of a place you call home. You have more options than you may realize, and each provides strategic benefits that can give you everything you want.

Tip
If you are a long-term owner, you may be facing a substantial tax bill. Explore the tax-friendly options mentioned below that can help you preserve your net worth, extend and increase cash flow, and even support your estate planning goals.

Impacts

A primary residence change can be complicated:

  • Facing big tax consequences

  • Stressed about cash, now and in the future

  • Unsure about how to handle the logistics of selling, buying, and moving

  • Forced to make difficult and overwhelming decisions

  • Insufficient time to think and prepare

  • Heightened concerns of a market downturn or unfavorable change in tax law

Savvy strategies to consider

If you own a property with equity, you have excellent options. Our Offer Types make choosing between options easy, so you get a head-start on a customized offer that delivers everything you want.

Easy Sale. The fastest, simplest path to cash. Ideal if you want to cash out and get 100% of your equity up front.

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Installment Sale. Get better pricing, upfront cash, and a steady income while deferring taxes. A good option if you want cash flow but want to skip the tax bill, or if you don’t have a plan for sale proceeds.

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Trade-In. Skip the listings, property tours, contingencies, and double mortgages with two transactions at once—and no risk of a buyer backing out. Perfect if you want to buy and sell simultaneously with a sale that’s fast and certain.

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Ground or Master Lease. Get cash, retain ownership, and earn passive income. A smart choice if you want passive income with zero headaches, or if you’re not ready to deal with sale proceeds.

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Have a question or want to discuss options with an expert?  
Tip
When weighing your options, consider how much cash you need, your desired cash flow, potential tax consequences, and the kind of flexibility you might want in the future if your circumstances change.
  • We make custom offers that help owners solve puzzles and achieve goals. Request yours today to see what's possible. It's fast, easy, and commitment-free.

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