Whether you want to downsize, upgrade, relocate to be closer to family or a new job—or you simply want a change that optimizes your cash flow and lifestyle—it can be difficult to let go of a place you call home. You have more options than you may realize, and each provides strategic benefits that can give you everything you want.
A primary residence change can be complicated:
Facing big tax consequences
Stressed about cash, now and in the future
Unsure about how to handle the logistics of selling, buying, and moving
Forced to make difficult and overwhelming decisions
Insufficient time to think and prepare
Heightened concerns of a market downturn or unfavorable change in tax law
Easy Sale. The fastest, simplest path to cash. Ideal if you want to cash out and get 100% of your equity up front.
Installment Sale. Get better pricing, upfront cash, and a steady income while deferring taxes. A good option if you want cash flow but want to skip the tax bill, or if you don’t have a plan for sale proceeds.
Trade-In. Skip the listings, property tours, contingencies, and double mortgages with two transactions at once—and no risk of a buyer backing out. Perfect if you want to buy and sell simultaneously with a sale that’s fast and certain.