Installment Sale

Skip the risks of a 1031 Exchange and do what the banks do: loan money, earn interest, and secure a consistent, passive income.

Get cash, defer taxes, and get a steady, monthly income

  • Consistent passive income

    Get a cash down payment and steady income.

  • Tax perks

    Option to defer capital gains and depreciation recapture taxes.

  • Low risk

    In case of default, keep the property and any money you’ve received.

What's Possible?

Your goals and circumstances are unique, and so are our offers. Here are some examples of what’s possible with an Installment Sale:

Design your Installment Sale, from the cash you get at closing and per month, to the duration of the arrangement. We can even build in the option to change your mind as the future unfolds.

A short-term Installment Sale (1-5 years) strikes a balance between maximizing your earnings and accessing your cash proceeds to fund other priorities.

A long-term Installment Sale (6-50 years) can provide "mailbox money" to fund your lifestyle for years or even decades, without the tax consequences of a standard sale.

Great for

  • Favorable pricing

    Can result in above-market pricing.

  • Upfront cash

    Get cash today and passive income for years.

  • Tax benefits

    Option to spread out capital gains over many years.

Considerations

  • Preferred closing date

  • Cash at closing

  • Desired monthly income

  • Duration of payments

  • Any special requests

Get your Installment Sale offer with a few clicks

Achieve money goals • Make smart tax moves • Design your future • Solve problems + puzzles

Why Flexible is better

  • Upfront cash plus steady income
  • Defer taxes
  • Sell “as is” without making repairs
  • Skip the 1031 exchange risk
Typical Sale
  • No passive income after sale
  • Taxes due right away
  • Spend time and money on repairs
  • Risk of not finding a replacement property and triggering a big tax hit

Installment Sale FAQ

  • The loan may be paid off, transferred to a new borrower, or converted to an unsecured loan, possibly at a higher interest rate. If applicable, we can include a prepayment penalty to offset tax consequences due to an early payoff.

  • We pay a late fee if we make a late payment. In the unlikely event we default, you would keep the down payment, any payments you already received, and foreclose to take back ownership and any improvements.

  • We don't. You choose the pricing, timing, and other factors to ensure you get the cash you want at closing,  and your desired monthly income for as long as you want.

  • After we make any property improvements, we collect rental income or sell, which can occur at any point after signing an agreement with you. We only consider options that align with giving owners what they want, and we never charge any fees.

Every situation is unique. So is your offer.

We'll customize your offer until everything looks good. If you want it, we want to hear about it.

Popular Add-Ons
  • Fast close
  • Custom monthly income
  • Specific amount of cash due at closing
  • Specific duration
  • Loan assumption/assignment
  • Option to lease back

I got exactly what I wanted: cash at closing and the monthly income I need—without worrying about a big tax bill or trying to figure out what to do with the money.

Mike wasn’t ready to pay capital gains taxes.

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Ready to see what’s actually possible?

We're making more custom offers than ever — it’s your turn. Request a free custom offer. It’s fast, easy, and commitment-free.

Achieve money goals • Make smart tax moves • Design your future • Solve problems + puzzles