Installment Sale

Skip the risks of a 1031-Exchange and do what the banks do: loan money, earn interest, and secure a consistent, passive income.

Get cash, defer taxes and get a steady monthly income

Consistent passive income
Get a cash down payment and steady income.
Tax perks
Option to defer capital gains and depreciation recapture taxes.
Low risk
In case of default, keep the property and any money you’ve received.

What's Possible?

Your goals and circumstances are unique, and so are our offers. Here are some examples of what’s possible with an Installment Sale:

Design your Installment Sale, from the cash you get at closing and per month, to the duration of the arrangement. We can even build in the option to change your mind as the future unfolds.
A short-term Installment Sale (1-5 years) strikes a balance between maximizing your earnings and accessing your cash proceeds to fund other priorities.
A long-term Installment Sale (6-50 years) can provide "mailbox money" to fund your lifestyle for years or even decades, without the tax consequences of a standard sale.

Great for

Favorable pricing
Can result in above-market pricing.
Upfront cash
Get cash today and passive income for years.
Tax benefits
Option to spread out capital gains over many years.

Considerations

Preferred closing date
Cash at closing
Desired monthly income
Duration of payments
Any special requests

Get your Installment Sale offer with a few clicks

Achieve money goals • Make smart tax moves • Design your future • Solve problems + puzzles

Why Flexible is better

Upfront cash plus steady income
Defer taxes
Sell “as is” without making repairs
Skip the 1031 exchange risk

Typical Sale

No passive income after sale
Taxes due right away
Spend time and money on repairs
Risk of not finding a replacement property triggering a big tax hit

Installment Sale FAQ

The loan may be paid off, transferred to a new borrower, or converted to an unsecured loan, possibly at a higher interest rate. If applicable, we can include a prepayment penalty to offset tax consequences due to an early payoff.
We pay a late fee if we make a late payment. In the unlikely event we default, you would keep the down payment, any payments you already received, and foreclose to take back ownership and any improvements.
We don't. You choose the pricing, timing, and other factors to ensure you get the cash you want at closing, and your desired monthly income for as long as you want.
After we make any property improvements, we collect rental income or sell, which can occur at any point after signing an agreement with you. We only consider options that align with giving owners what they want, and we never charge any fees.

Every situation is unique. So is your offer.

We'll customize your offer until everything looks good. If you want it, we want to hear about it.

Popular Add-Ons

Fast close
Custom monthly income
Specific amount of cash due at closing
Specific duration
Loan assumption/assignment
Option to lease back

I got exactly what I wanted: cash at closing and the monthly income I need—without worrying about a big tax bill or trying to figure out what to do with the money.

Mike wasn’t ready to pay capital gains taxes.