Skip the risks of a 1031 Exchange and do what the banks do: loan money, earn interest, and secure a consistent, passive income.
Get a cash down payment and steady income.
Option to defer capital gains and depreciation recapture taxes.
In case of default, keep the property and any money you’ve received.
Design your Installment Sale, from the cash you get at closing and per month, to the duration of the arrangement. We can even build in the option to change your mind as the future unfolds.
A short-term Installment Sale (1-5 years) strikes a balance between maximizing your earnings and accessing your cash proceeds to fund other priorities.
A long-term Installment Sale (6-50 years) can provide "mailbox money" to fund your lifestyle for years or even decades, without the tax consequences of a standard sale.
Can result in above-market pricing.
Get cash today and passive income for years.
Option to spread out capital gains over many years.
Preferred closing date
Cash at closing
Desired monthly income
Duration of payments
Any special requests
The loan may be paid off, transferred to a new borrower, or converted to an unsecured loan, possibly at a higher interest rate. If applicable, we can include a prepayment penalty to offset tax consequences due to an early payoff.
We pay a late fee if we make a late payment. In the unlikely event we default, you would keep the down payment, any payments you already received, and foreclose to take back ownership and any improvements.
We don't. You choose the pricing, timing, and other factors to ensure you get the cash you want at closing, and your desired monthly income for as long as you want.
After we make any property improvements, we collect rental income or sell, which can occur at any point after signing an agreement with you. We only consider options that align with giving owners what they want, and we never charge any fees.
We'll customize your offer until everything looks good. If you want it, we want to hear about it.
I got exactly what I wanted: cash at closing and the monthly income I need—without worrying about a big tax bill or trying to figure out what to do with the money.
Mike wasn’t ready to pay capital gains taxes.